Privacy Policy

What we collect, why we collect it, and the choices you have. We keep this short and plain, the same way we write everything else.

What we collect

Account information. When you create an account: your email address and a password (stored only as a salted hash — we never see or store your actual password).
Waitlist information (closed). If you joined the founding waitlist before memberships opened in October 2026: your email address, and any optional details you chose to add, such as your broker or what you'd like the membership to include. We keep these records to honor the launch invite.
Data you give us to analyze. If you use member features that work on your own trading data — for example uploading a CSV of your trades for a monthly autopsy, or saving positions and journal entries — we store that data so the features can work. It is yours; we use it only to provide the service to you.
Payment information. Payments are processed by Stripe. Your card number goes directly to Stripe and never touches our servers. We receive confirmation of payment and a customer reference so we can manage your membership.
Basic usage data. We use Cloudflare Web Analytics, a privacy-respecting measurement tool that does not use cookies to track you across sites. Our servers also keep standard logs (pages requested, timestamps, approximate region) for security and reliability.
Cookies. A session cookie keeps you signed in, and a local setting remembers your light/dark theme. We do not use advertising or cross-site tracking cookies.

How we use it

To run your account and membership, including sign-in, optional two-factor authentication, and password resets.
To send the emails the service depends on — sign-up confirmations, your launch invite if you joined the waitlist, billing receipts handled by Stripe, and account notices.
To provide the member features you use, such as trade autopsies computed from data you upload.
To keep the site secure and reliable, and to understand which pages and tools are useful so we can improve them.

Who processes it for us

We use a small number of service providers, only for the jobs described here: Cloudflare (website hosting, security, and analytics), Stripe (payments and the billing portal), Resend and MailChannels (sending email, including sign-in and two-factor codes), and Twilio (text-message two-factor codes, only if you turn that option on). Each provider receives only what it needs to do its job.

What we never do

We never sell your personal information.
We never share your trading data, uploads, or journal with other members or third parties for marketing.
For Pro membership, we never connect to your broker. (Platinum offers an optional read-only connection that you control and can disconnect — see our Terms.)
We never place trades in any account of yours. Ever.

Your choices

Access and correction. Email us and we'll tell you what we hold about you and correct anything that's wrong.
Deletion. Email us to delete your account and associated personal data. Some records (for example, payment records held by Stripe) may be retained where the law requires it.
Email. Service emails (receipts, security codes) are part of running your account. Any optional email can be unsubscribed with one click.

Security

Passwords are stored as salted hashes, sign-in is protected by rate limits and optional two-factor authentication, and data moves over encrypted connections. No system is perfect, but we treat your data the way we treat our own.

Children

Yield and Growth is for adults. The site is not directed at anyone under 18, and options and futures trading is restricted to adults in any case.

Changes

If we change this policy in a way that matters, we'll note it here and update the effective date. Continuing to use the site after a change means you accept the updated policy.

Effective October 18, 2026 · Yield and Growth LLC · Questions: info@yieldandgrowth.com